Registration No. : J.A.L./ J.A.L./ R.S.R. (C.R.) 316 dated 02/06/1990
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DNSP
DNSP
DNSP
DNSP
DNSP
 
Vishesh Thev Yojna
 
 
   
 
 
 
Types of Deposit (*Deposit interest rates are subject to changing from time to time)
:: Deposit Schemes Interest rates w.e.f. 17/09/2024 ::
Deposit Scheme Interest Rate
30 Days To 90 Days 6.25%
91 Days To 180 Days 7.00%
181 Days To 365 Days 7.25%
13 Months To 24 Months 8.75%
25 Months To 48 Months 7.50%
49 Months To 60 Months 7.25%
* Monthly Deposit Scheme (MID) 7.75%
Note : 1/2 % + Interest rate for Senior Citizen, Handicapped, widows and Ex-Armyman
 
:: Monthly Interest Deposit Scheme ::
Type Deposit Deposit Amount Interest Rate(%) Tenure Earned Interest
Regular 100000 7.75% 13 Months Rs. 646/-
Senior Citizen, Handicapped, widows and Ex-Armyman 100000 8.25% 13 Months Rs. 688/-
 
:: Saving Deposit Schemes Rates w.e.f 01/10/2024 ::
Deposit Scheme Interest Rate
Saving Deposit 6.00 %
PhulRani Deposit (Up to 18 years of Unmarried Girls and Boys) 6.00 %
 
:: Recurring Deposit Schemes w.e.f 17/09/2024 ::
Period 1 Year 2 Years 3 Years 4 Years 5 Years
Interest Rate 10.00% 10.00% 10.00% 10.00% 10.00%
Rs. 100 per month Deposit 1,267.00 2,665.00 4,208.00 5,911.00 7,791.00
 
Recurring Deposit Schemes Agent (7.50%) (W.E.F. 17/09/2024)
 
:: Special Recurring Deposit Schemes (W.E.F 17/09/2024) ::
Scheme Deposit Rs. Tenure Interest Rate Maturity Amount
Swanand Deposit Rs. 500 per Month 72 Months 10.42% Rs. 50,000/-
Sankalp Siddhi Deposit Rs. 1000 per Month 72 Months 10.42% Rs. 1,00,000/-
 
 
 
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